Organize Financial Accounts in One Location
- All-in-one financial portal
- View all your financial accounts
- Checking
- Credit Cards
- Loans
- Mortgages
- IRAs
- 401k
- Track progress towards your goals
- Monitor retirement account performance
- Know exactly what you are invested in
Develop a Strategy with Financial Planning Tools:
- Leading-edge financial planning tools
- Create a comprehensive retirement plan
- Understand your financial net worth
- Stay on budget with an interactive budgeting tool
- Develop a plan to pay down debt efficiently
- Get help from us every step of the way
Benefit from our Portfolio Management Expertise:
- Specialize in long-term capital appreciation with a typical time horizon of 10+ years
- Focus on US and international equities with healthy balance sheets and high expected growth
- Evaluate time horizon, risk tolerance and financial goals to customize your portfolio for your preferences
- Monitor all client portfolios on a regular basis and re-balance allocations as necessary to support the plan.
- Seek to minimize transaction costs by trading only when necessary to keep allocations in an appropriate range.
- Fiduciary responsibility to act in your best interests.
Transparent Management Fees:
For the full suite of services there is a simple 2% annualized Assets Under Management (AUM) Fee. It is calculated at the end of each month using the average of the daily balance in the account throughout the month, after taking into account deposits and withdrawals. For example, if the average daily balance for an account during the month was $10,000, the monthly fee would be: 0.02 / 12 * $10,000 = $16.67. Fees are paid directly from the accounts on a monthly basis with your prior written authorization and are paid in arrears.
Low Account Minimums and Low Commissions:
Interactive Brokers, the broker where discretionary accounts are held, requires a minimum starting balance of $5,000 (or $3,000 for individuals under 25 years and younger). Find out more about the low commissions at Interactive Brokers.